The most notable feature of the 2019 Volvo XC90 might not be part of the car at all. With the XC40, Volvo offers its first subscription service for cars—an available $600 flat-rate payment that includes car, insurance, and maintenance—designed to attract younger buyers.
We cover the ins and outs of that program separately, but it’s an innovative idea that may grow larger in coming years.
Regardless of purchase program—buy, lease, or subscribe—the XC40 comes well-equipped for $34,195.
The XC40 T4 Momentum is base and includes 18-inch wheels, advanced safety features (that we cover above), LED headlights and taillights, leather upholstery, power adjustable driver’s seat, a 12.3-inch digital instrument cluster, Bluetooth connectivity, and a 9.0-inch touchscreen for infotainment with Apple CarPlay and Android Auto compatibility.
Starting from an average score of 5, the XC40 gets points above average for good base features, a good touchscreen, and its subscription service. We give it an 8 out of 10 for features. (Read more about how we rate cars.)
Opting for the T5 Momentum adds all-wheel drive and an uprated turbo-4 for $2,000, but keeps the same features as the lower-priced version.
The top T5 AWD R-Design variants add stiffer springs and bigger antiroll bars, a black roof and bigger, 19-inch wheels. That trim level also comes equipped with a power passenger seat, two-zone climate control, navigation, softer leather upholstery with synthetic suede inserts, stiffer springs and bigger antiroll bars, motion-activated tailgate, and black headliner. Orange-red carpeting is available for $100 extra on the R-Design. Worth it.
Options for the Volvo XC40 include a reasonable mix of standalone and packaged features that add impressive content. Our picks: A $1,400 Premium Package for the Momentum trim level ($900 for R-Design) adds a power adjustable passenger seat, two-zone automatic climate control, wireless phone charging, interior lighting (all standard on R-Design), Pilot Assist semi self-driving features, a foldable cargo floor, and power folding rear back rests.
A crisp, premium Harman Kardon audio system and navigation is a $1,375 upgrade at the Momentum trim level. The same upgrade is $800 on XC40 R-Design, where navigation is already standard.
An optional adaptive suspension will be available for $1,000 later this year. Base XC40s can wear 20-inch wheels for $800, and a white roof option for Momentum versions only costs $300. Heated front seats and a heated steering wheel cost $750 on both trims.
Care by Volvo is the automaker’s subscription package and will cost users $600 or $700 monthly for 24 months and covers the car payment, insurance, wear-and-tear items such as tires, and maintenance for the fee.
For $600 a month for 24 months, subscribers can drive a T5 AWD Momentum equipped with the Premium Package, blind-spot monitors, parking sensors, 19-inch wheels, dual-pane sunroof, heated front seats and a heated steering wheel.
At $700 a month, Volvo offers an XC40 AWD R-Design with the Premium Package, blind-spot monitors, parking sensors, surround-view camera system, premium audio, 20-inch wheels, heated steering wheel and heated seats.
Subscribers can opt to trade up each year, which renews the 24-month commitment, buy their cars outright or leave the program after two years.
Review continues below